Retirement Transition Trap™ Framework

Name

Phone

Score each item from 1 (poor) to 5 (excellent).

Do you have a written retirement income plan?

Do you know your sustainable withdrawal rate?

Have you stress-tested your plan for a market decline?

Do you have a Roth conversion strategy?

Do you understand future RMD exposure?

Do you know your Medicare/IRMAA risk?

Do you have a long-term care funding plan?

Have beneficiary designations been reviewed?

Do you have a current will/trust?

Do you know when to claim Social Security?

Do you have a tax-efficient distribution strategy?

Do you know how a spouse's death impacts income?

Do you maintain an emergency reserve?

Do you have a purpose and lifestyle plan for retirement?

Do you meet regularly with a retirement specialist?

Your Current Score: 0

Scoring Guide: 60-75 = Strong, 45-59 = Needs Attention, Below 45 = Potential Transition Trap Risk.