<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/" xmlns:post="http://www.twentyoverten.com"><channel><title><![CDATA[Untitled RSS Feed]]></title><description><![CDATA[Explore retirement planning, tax strategy, and wealth management insights from fee-only fiduciary advisors.]]></description><link>https://clientfirstwm.com</link><generator>RSS for Node</generator><lastBuildDate>Sun, 14 Jun 2026 03:23:47 GMT</lastBuildDate><atom:link href="https://clientfirstwm.com/videos/feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[The Long Journey to Retirement: Avoiding the Hidden 5-Year Transition Trap]]></title><description><![CDATA[Retirement isn’t just a milestone, it’s a transition that comes with real risks many people don’t see coming.

One of the most critical is the “retirement transition trap”—a short window where market downturns and withdrawal timing can have a lasting impact on your financial future.

In this video, Ed breaks down sequence-of-return risk and why timing matters just as much as returns when you shift from saving to generating income.]]></description><link>https://clientfirstwm.com/videos/the-long-journey-to-retirement-avoiding-the-hidden-5-year-transition-trap</link><guid isPermaLink="false">6a25cad3013640fb529f6cdf</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Videos]]></category><pubDate>Sun, 07 Jun 2026 07:49:06 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/605b44a34c60822a4552e63e/6gmr6-Hk9Dh7/retirement-transition-trap-explained.png"/><post:categories url="https://clientfirstwm.com/videos/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://clientfirstwm.com/videos/category/videos" slug="videos" name="Videos"/></item><item><title><![CDATA[Should Retirees Own Tax-Free Municipal Bonds?]]></title><description><![CDATA[Ed Mahaffy, CFP explains whether retirees should consider tax-free municipal bonds and how they compare to taxable bonds and dividend-paying stocks. Learn how tax-exempt income works, when municipal bonds may be advantageous, and the key differences between municipal bond ETFs and separately managed accounts (SMAs).]]></description><link>https://clientfirstwm.com/videos/should-retirees-own-tax-free-municipal-bonds</link><guid isPermaLink="false">6a171a5e27066dd503980641</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Videos]]></category><pubDate>Wed, 20 May 2026 07:34:50 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/605b44a34c60822a4552e63e/i9bjKCz6EKAP/municipal-bonds-retirement-tax-free-income-strategy-financial-planning-tips.png"/><post:categories url="https://clientfirstwm.com/videos/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://clientfirstwm.com/videos/category/videos" slug="videos" name="Videos"/></item><item><title><![CDATA[Save Money With an Investment Audit]]></title><description><![CDATA[Are you conducting regular audits on your investment portfolio? Morningstar recommends two key audits: a risk audit to spot potential overconcentration, and a cost audit to identify hidden fees. In our latest video, we explain how these audits can save you money and help you make smarter investment decisions.]]></description><link>https://clientfirstwm.com/videos/save-money-with-an-investment-audit</link><guid isPermaLink="false">6a25c6fcea5eed740da08742</guid><category><![CDATA[Investments]]></category><category><![CDATA[Videos]]></category><pubDate>Thu, 07 May 2026 07:33:24 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/605b44a34c60822a4552e63e/UrJIMjZNfhb0/investment-audit-save-money-financial-planning-tips.png"/><post:categories url="https://clientfirstwm.com/videos/category/investments" slug="investments" name="Investments"/><post:categories url="https://clientfirstwm.com/videos/category/videos" slug="videos" name="Videos"/></item><item><title><![CDATA[7 Retirement Strategies to Avoid Outliving Your Money]]></title><description><![CDATA[Outliving your money remains one of the top concerns for retirees—and for good reason.
A sustainable retirement plan requires more than investment performance. It depends on how income is generated, how risk is managed, and how efficiently assets are structured.]]></description><link>https://clientfirstwm.com/videos/7-retirement-strategies-to-avoid-outliving-your-money</link><guid isPermaLink="false">6a25c89c013640fb529f6ac4</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Videos]]></category><pubDate>Wed, 22 Apr 2026 07:41:45 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/605b44a34c60822a4552e63e/3IPunTRJ63eN/smart-retirement-income-planning-tips.png"/><post:categories url="https://clientfirstwm.com/videos/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://clientfirstwm.com/videos/category/videos" slug="videos" name="Videos"/></item><item><title><![CDATA[The Smartest Retirement Withdrawal Strategy Most People Get Wrong]]></title><description><![CDATA[Smart withdrawal strategies can have a major impact on your retirement. In this video, Ed Mahaffy explains how using taxable accounts first may help reduce taxes, manage risk, and improve long-term outcomes.]]></description><link>https://clientfirstwm.com/videos/the-smartest-retirement-withdrawal-strategy-most-people-get-wrong</link><guid isPermaLink="false">6a25c7deea5eed740da087ac</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Tax Planning]]></category><category><![CDATA[Videos]]></category><pubDate>Mon, 20 Apr 2026 07:37:35 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/605b44a34c60822a4552e63e/dKxsfMlMAcch/retirement-withdrawal-strategy-taxable-vs-ira.png"/><post:categories url="https://clientfirstwm.com/videos/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://clientfirstwm.com/videos/category/tax-planning" slug="tax-planning" name="Tax Planning"/><post:categories url="https://clientfirstwm.com/videos/category/videos" slug="videos" name="Videos"/></item><item><title><![CDATA[Is Your Advisor a Full Time Fiduciary?]]></title><description><![CDATA[Is your financial advisor truly acting in your best interest? In this first episode of Wealth Defense 101, Ed Mahaffy explains the difference between fiduciary and hybrid advisors—and how to spot potential conflicts before they cost you.]]></description><link>https://clientfirstwm.com/videos/is-your-advisor-a-full-time-fiduciary</link><guid isPermaLink="false">6a25ca5e013640fb529f6c74</guid><category><![CDATA[Videos]]></category><pubDate>Fri, 17 Apr 2026 07:47:07 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/605b44a34c60822a4552e63e/q8GdTlqZY8sd/fiduciary-vs-hybrid-advisor-explained.png"/><post:categories url="https://clientfirstwm.com/videos/category/videos" slug="videos" name="Videos"/></item></channel></rss>