<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/" xmlns:post="http://www.twentyoverten.com"><channel><title><![CDATA[Untitled RSS Feed]]></title><description><![CDATA[Explore retirement planning, tax strategy, and wealth management insights from fee-only fiduciary advisors.]]></description><link>https://clientfirstwm.com</link><generator>RSS for Node</generator><lastBuildDate>Tue, 09 Jun 2026 21:18:25 GMT</lastBuildDate><atom:link href="https://clientfirstwm.com/blog/feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Three Ways to Avoid The Retirement Transition Trap]]></title><description><![CDATA[This trap occurs during the critical time during the two years before a person retires and the three years after.]]></description><link>https://clientfirstwm.com/blog/three-ways-to-avoid-the-retirement-transition-trap</link><guid isPermaLink="false">6a25cd86013640fb529f6fd3</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Tax Planning]]></category><category><![CDATA[Investments]]></category><pubDate>Sun, 07 Jun 2026 08:02:12 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/605b44a34c60822a4552e63e/bB--gfLemW0J/iStock-2231181721.jpg"/><post:categories url="https://clientfirstwm.com/blog/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://clientfirstwm.com/blog/category/tax-planning" slug="tax-planning" name="Tax Planning"/><post:categories url="https://clientfirstwm.com/blog/category/investments" slug="investments" name="Investments"/></item><item><title><![CDATA[Week In Perspective | AI Impact Concerns Grow on Wall Street [17-February-26]]]></title><description><![CDATA[The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors—Check-in weekly for the most current happenings.]]></description><link>https://clientfirstwm.com/blog/week-in-perspective-or-ai-impact-concerns-grow-on-wall-street-17-february-26</link><guid isPermaLink="false">6994756e38cba5063c88a075</guid><category><![CDATA[Investments]]></category><pubDate>Wed, 18 Feb 2026 11:40:20 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/content/featured/ai-impact-concerns-grow-on-wall-street.png"/><post:categories url="https://clientfirstwm.com/blog/category/investments" slug="investments" name="Investments"/></item><item><title><![CDATA[Why Long-Term Bond Yields Are Resisting Fed Rate Cuts]]></title><description><![CDATA[Fed rate cuts are coming, but long-term bond yields aren’t budging. Here’s our take on why the bond market is resisting and what that could mean next.]]></description><link>https://clientfirstwm.com/blog/long-term-bond-yields-are-resisting-fed-rate-cuts</link><guid isPermaLink="false">696ee1fdaf193e496ec11187</guid><category><![CDATA[Investments]]></category><pubDate>Mon, 19 Jan 2026 11:42:22 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/605b44a34c60822a4552e63e/vaUgXzDrVM3b/2026-1_Why-Long-Term-Bond-Yields-Are-Resisting-Fed-Rate-Cuts-CLIENT-WRITTEN-CANVA.png"/><post:categories url="https://clientfirstwm.com/blog/category/investments" slug="investments" name="Investments"/></item><item><title><![CDATA[Week In Perspective | Stocks Mixed; Fed Makes a Move [15-December-25]]]></title><description><![CDATA[The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors. ]]></description><link>https://clientfirstwm.com/blog/week-in-perspective-or-stocks-mixed-fed-makes-a-move-15-december-25</link><guid isPermaLink="false">694051d7a7bd56a671080104</guid><category><![CDATA[Investments]]></category><pubDate>Mon, 15 Dec 2025 11:42:50 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/content/featured/121525-wip-featured.png"/><post:categories url="https://clientfirstwm.com/blog/category/investments" slug="investments" name="Investments"/></item><item><title><![CDATA[Are Municipal Bond Investors Sitting on a Ticking Tax Bomb? ]]></title><description><![CDATA[Many investors think their municipal bonds are safely tax-free—but the IRS’s de minimis rule can turn that “tax-free” income into taxable ordinary income at maturity. As year-end approaches, now’s the time for CPAs and advisors to review discounted bond holdings before this hidden tax trap catches clients off guard. Read more in our latest article.]]></description><link>https://clientfirstwm.com/blog/are-municipal-bond-investors-sitting-on-a-ticking-tax-bomb</link><guid isPermaLink="false">691672665b0baa2cd38e4a90</guid><category><![CDATA[Investments]]></category><pubDate>Fri, 14 Nov 2025 11:43:48 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/605b44a34c60822a4552e63e/RmF7uugE-Sp/2025-11_Are-Municipal-Bond-Investors-Sitting-on-a-Ticking-Tax-Bomb_-CANVA.png"/><post:categories url="https://clientfirstwm.com/blog/category/investments" slug="investments" name="Investments"/></item><item><title><![CDATA[Week In Perspective | Markets Rise, Fed Cautious November 3, 2025]]></title><description><![CDATA[The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors—Check-in weekly for the most current happenings.]]></description><link>https://clientfirstwm.com/blog/week-in-perspective-or-markets-rise-fed-cautious-november-3-2025</link><guid isPermaLink="false">690a03bfc65b2f2a07928664</guid><category><![CDATA[Investments]]></category><pubDate>Mon, 03 Nov 2025 11:48:05 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/content/featured/wip-featured-11325jpg.jpg"/><post:categories url="https://clientfirstwm.com/blog/category/investments" slug="investments" name="Investments"/></item><item><title><![CDATA[The One Big Beautiful Bill and You]]></title><description><![CDATA[The One Big Beautiful Bill may affect taxes, deductions, and credits now and in the years ahead.]]></description><link>https://clientfirstwm.com/blog/the-one-big-beautiful-bill-and-you</link><guid isPermaLink="false">68ee8df3f0d85e46128e7190</guid><category><![CDATA[Investments]]></category><pubDate>Tue, 14 Oct 2025 11:50:18 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/content/featured/featured_theonebigbeautifulbillandyou.jpg"/><post:categories url="https://clientfirstwm.com/blog/category/investments" slug="investments" name="Investments"/></item><item><title><![CDATA[What Bond Volatility and the Battle Over Fed Policy Mean for Investors]]></title><description><![CDATA[Just like in the stock market, greater uncertainty has led to swings in the bond market. These moves, driven by tariffs and a dispute between the White House and the Fed, have pushed interest rates and bond yields higher. While short-term volatility can often lead to unexpected results, it's important to remember that periods like these occur periodically, even if the causes are different each time. For bond investors, especially those who rely on their portfolios for income, the current environment may present both challenges and opportunities for their financial plans.]]></description><link>https://clientfirstwm.com/blog/bond-volatility-and-fed-policy-for-investors</link><guid isPermaLink="false">681a36058466b4cf08507089</guid><category><![CDATA[Investments]]></category><pubDate>Tue, 06 May 2025 11:54:33 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/605b44a34c60822a4552e63e/vL-dY0W2vUD/What-Bond-Volatility-and-the-Battle-Over-Fed-Policy-Mean-for-Investors.jpg"/><post:categories url="https://clientfirstwm.com/blog/category/investments" slug="investments" name="Investments"/></item><item><title><![CDATA[Understanding the Difference Between Full-Time and Part-Time Fiduciaries in Financial Advice]]></title><description><![CDATA[Often, when contacted by a prospective client, the first question they ask is, “Are you a fiduciary?” Although this is excellent progress, the following question is equally important and one that many financial advisors may prefer to avoid, “Are you a ‘full-time’ fiduciary?”]]></description><link>https://clientfirstwm.com/blog/full-time-and-part-time-fiduciaries-in-financial-advice</link><guid isPermaLink="false">67ed63ceddf5423d4ebd39be</guid><category><![CDATA[Investments]]></category><pubDate>Wed, 02 Apr 2025 11:56:39 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/605b44a34c60822a4552e63e/DxYizFTe8mG/Full-Time-Fiduciary-Blog-Post.jpg"/><post:categories url="https://clientfirstwm.com/blog/category/investments" slug="investments" name="Investments"/></item><item><title><![CDATA[Understanding Financial Advisor Designations: What Do They Mean for You?]]></title><description><![CDATA[When you’re seeking financial advice, it’s essential to choose someone with the right qualifications. The financial landscape can be overwhelming, but understanding financial advisors' designations—such as CFP®, CFA®, and others—can help you make more informed decisions. These credentials indicate specific areas of expertise, rigorous standards, and commitment to professional ethics. But what do these letters really mean, and how do they benefit you as a consumer? Let's break it down. ]]></description><link>https://clientfirstwm.com/blog/understanding-financial-advisor-designations</link><guid isPermaLink="false">67588397285065d6821dcf66</guid><category><![CDATA[Investments]]></category><pubDate>Wed, 04 Dec 2024 11:59:56 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/605b44a34c60822a4552e63e/s8bl7jzZmRP/FA-Designations-Blog.jpg"/><post:categories url="https://clientfirstwm.com/blog/category/investments" slug="investments" name="Investments"/></item></channel></rss>